Delaware residents, take heed! In late September, according to Insurance Journal, three individuals were indicted by a grand jury for insurance fraud in New Castle County, Delaware after investigations by the Department of Insurance Fraud Prevention Bureau and the Delaware Department of Justice. Moreover, all three were indicted under strangely similar circumstances.
Insurance Journal detailed the incidents below:
“A resident of Wilmington was indicted on September 27 following a two-vehicle auto accident and a fraudulent claim filed with Permanent General Insurance. The resident had no insurance at the time of the accident but obtained it afterward and intentionally misrepresented the date of the accident to obtain a benefit that they were not entitled to. Video evidence was uncovered that confirmed the accurate date of the accident.”
“A resident of Newark was indicted on September 27 for knowingly misrepresenting the time of an auto accident. During the investigation, evidence was obtained that confirmed that the resident had no auto insurance coverage at the time of their accident and that their auto insurance policy was obtained after the accident had occurred. They engaged in insurance fraud through intentionally providing false information to obtain a benefit that they were not entitled to from Good to Go Insurance.”
“An additional resident was indicted for similar activity in an attempt to defraud Progressive Insurance. The resident obtained an auto insurance policy and filed a claim two days later, stating their vehicle was struck by an unknown vehicle while parked at their residence. An examination of vehicle damage was inconsistent with this depiction, and the investigation further identified that the vehicle was involved in an accident three days prior to obtaining insurance coverage.”
All are presumed innocent unless proven guilty in a court of law.