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  • Dean Smith

Proud Future Bride Posts Engagement Ring, Insurance Fraud Charge Ensues tells the story of London native and businessman, David Hammond, who proposed to his girlfriend with a €20,000 (equivalent to $33,000 in American money) engagement ring. As is the norm today, the future bride-to-be posted a picture of her shiny new rock on Facebook, which got her fiancé in big trouble.

Before proposing, David Hammond submitted an insurance claim for the engagement ring, claiming it had been stolen in Brazil while the couple was on vacation. Hammond reported the “theft” to the Rio de Janeiro police in January of 2014, and filed the insurance claim in the United Kingdom after returning home.

After the “theft” had occurred, underwriters at Aqueduct Underwriting Ltd. found the picture of the engagement ring that Hammond’s new fiancé posted on Facebook. Upon contacting him, he told loss adjusters that he had found the ring and withdrew his claim.

Hammond was charged and plead guilty to one count of insurance fraud.

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